There's a question we've heard being asked more times than we can count and it's a question we've asked in the past as well. "Is it too late for me to start?" Too late to start investing. Too late to understand pensions. Too late to negotiate the salary they deserved three years ago. Too late to admit we don't actually know what an ETF is, even though we've been nodding along in conversations about ETFs for years. The answer, every single time, is the same:  No. You are never

She runs the household finances. She tracks the family budget to the cent. She knows when the mortgage renews, what the childcare costs, and exactly how much is left after the direct debits clear. She is, functionally, the CFO of her own life. And yet, across Europe,  women invest 29% less of their monthly income than men . Only  48% of women who invest feel knowledgeable about it , compared to 59% of men. And there is a near-certain chance that nobody (not school, not her em